Washington Township insurance — coverage for Macomb County's countryside

What we cover for Washington Township families

From the estates and acreage near Romeo to the newer subdivisions, we write the full lineup of personal insurance through 15+ personal-lines carriers:

• Auto insurance — Michigan No-Fault done right, with PIP options explained in plain language, multi-vehicle households, teen drivers, and the after-claim re-shop most agencies skip.
• Home insurance — we know local replacement-cost expectations and which carriers underwrite well in your ZIP code.
• Boat, watercraft & recreational — the boats, ATVs, and recreational vehicles common out here, plus coverage for barns, outbuildings, and hobby farms.
• Life insurance — term, whole, and universal policies from $100K to $5M+.
• Umbrella, condo, renters, flood, and pet — and anything else you need, shopped across our markets.

For Washington Township-area business owners

From the wineries, orchards, and golf courses to contractors and Main Street businesses in Romeo, we write commercial insurance for Washington Township through 20+ markets:

• General liability and commercial property
• Workers compensation — including audit support and Mod management
• Commercial auto for service vehicles and fleets
• Business owners policies (BOP) for restaurants, retail, and professional offices
• Contractor coverage, professional liability, and cyber
• See all 45+ commercial coverages →

Why Washington Township residents choose an independent agent

Most local insurance offices represent only one carrier — State Farm, Allstate, Farmers. As an independent agency, we represent 20+ carriers including Michigan-based companies like Citizens, Frankenmuth, Wolverine Mutual, and Michigan Millers, plus national A-rated names like The Hartford, Liberty Mutual, Hanover, Hagerty, and Hiscox.

What that means for you: we shop your coverage every renewal. When a carrier raises rates or tightens underwriting, we have other markets to compare against — so most of our clients stay for decades because they don't have to call around themselves.

Areas we serve around Washington Township

From our office in Lake Orion we serve clients throughout Washington Township and the surrounding Macomb County communities, including:

• Washington Township (48094, 48095)
• Romeo
• Bruce Township
• Shelby Township
• Ray Township
• Oakland Township

Common questions from Washington Township clients

Are you a local Washington Township insurance agent?

We're based in Lake Orion and have insured Washington Township-area families and businesses since 1981. We handle policies throughout Macomb County and the surrounding communities — most of it by phone, email, and online, so you never have to come into an office.

What insurance do you write for Washington Township residents?

Personal lines: auto, home, condo, renters, life, umbrella, boat, motorcycle, RV, ATV, classic and collector car, flood, and pet. Commercial lines for Washington Township-area business owners: general liability, commercial property, commercial auto, workers compensation, BOP, professional liability, cyber, contractor coverage, and more.

Do you cover larger properties, acreage, and outbuildings out here?

Yes — that's exactly where an independent agent helps. Washington Township has a lot of acreage, barns, pole buildings, and hobby farms that standard policies handle poorly. We use carriers that properly cover outbuildings, detached structures, and rural exposures, plus specialty dwelling coverage for second homes and seasonal properties. Tell us what's on the property and we'll match it to the right market.

Can you bundle home and auto for a discount?

Almost always, yes. Multi-policy discounts typically range from 10% to 25% depending on the carrier. We compare bundled pricing across all 35+ of our markets and show you what each option looks like before you decide.

Prefer to talk? Call us at (248) 693-6455, Monday-Friday 9am-5pm.