Shelby Township insurance — independent coverage for western Macomb County

What we cover for Shelby Township families

From the subdivisions near Stony Creek Metropark to the homes along the Clinton River, we write the full lineup of personal insurance through 15+ personal-lines carriers:

• Auto insurance — Michigan No-Fault done right, with PIP options explained in plain language, multi-vehicle households, teen drivers, and the after-claim re-shop most agencies skip.
• Home insurance — we know local replacement-cost expectations and which carriers underwrite well in your ZIP code.
• Boat, watercraft & recreational — Stony Creek's waters and the Clinton River, plus the boats, ATVs, and motorcycles Shelby Township families enjoy.
• Life insurance — term, whole, and universal policies from $100K to $5M+.
• Umbrella, condo, renters, flood, and pet — and anything else you need, shopped across our markets.

For Shelby Township-area business owners

From retail and restaurants along Van Dyke and Hall Road to contractors and professional offices, we write commercial insurance for Shelby Township through 20+ markets:

• General liability and commercial property
• Workers compensation — including audit support and Mod management
• Commercial auto for service vehicles and fleets
• Business owners policies (BOP) for restaurants, retail, and professional offices
• Contractor coverage, professional liability, and cyber
• See all 45+ commercial coverages →

Why Shelby Township residents choose an independent agent

Most local insurance offices represent only one carrier — State Farm, Allstate, Farmers. As an independent agency, we represent 20+ carriers including Michigan-based companies like Citizens, Frankenmuth, Wolverine Mutual, and Michigan Millers, plus national A-rated names like The Hartford, Liberty Mutual, Hanover, Hagerty, and Hiscox.

What that means for you: we shop your coverage every renewal. When a carrier raises rates or tightens underwriting, we have other markets to compare against — so most of our clients stay for decades because they don't have to call around themselves.

Areas we serve around Shelby Township

From our office in Lake Orion we serve clients throughout Shelby Township and the surrounding Macomb County communities, including:

• Shelby Township (48315, 48316, 48317)
• Utica
• Rochester Hills
• Sterling Heights
• Washington Township
• Macomb Township

Common questions from Shelby Township clients

Are you a local Shelby Township insurance agent?

We're based in Lake Orion and have insured Shelby Township-area families and businesses since 1981. We handle policies throughout Macomb County and the surrounding communities — most of it by phone, email, and online, so you never have to come into an office.

What insurance do you write for Shelby Township residents?

Personal lines: auto, home, condo, renters, life, umbrella, boat, motorcycle, RV, ATV, classic and collector car, flood, and pet. Commercial lines for Shelby Township-area business owners: general liability, commercial property, commercial auto, workers compensation, BOP, professional liability, cyber, contractor coverage, and more.

Do you serve Macomb County and Shelby Township?

Yes — we're licensed throughout Michigan and have served Macomb County clients for years. Shelby Township sits right across the Oakland–Macomb line from our service area, and most of our work is done by phone, email, and online, so being a few miles away makes no difference. You get the same 35+-carrier shopping and local service as our Oakland County clients.

Can you bundle home and auto for a discount?

Almost always, yes. Multi-policy discounts typically range from 10% to 25% depending on the carrier. We compare bundled pricing across all 35+ of our markets and show you what each option looks like before you decide.

Prefer to talk? Call us at (248) 693-6455, Monday-Friday 9am-5pm.