Orion Township & Lake Orion insurance — from your hometown agency

What we cover for Orion Township families

Whether you're in the Village of Lake Orion, on the lake, or anywhere across Orion Township, we write the full lineup of personal insurance through 15+ personal-lines carriers:

• Auto insurance — Michigan No-Fault done right, with PIP options explained in plain language, multi-vehicle households, teen drivers, and the after-claim re-shop most agencies skip.
• Home insurance — we know local replacement-cost expectations and which carriers underwrite well in your ZIP code.
• Boat, watercraft & recreational — Lake Orion (all-sports, 506 acres), Square Lake, and the surrounding waters — boats, pontoons, and jet skis with real hull and liability limits.
• Life insurance — term, whole, and universal policies from $100K to $5M+.
• Umbrella, condo, renters, flood, and pet — and anything else you need, shopped across our markets.

For Orion Township-area business owners

From the shops in downtown Lake Orion to contractors and service businesses across Orion Township, we write commercial insurance through 20+ markets:

• General liability and commercial property
• Workers compensation — including audit support and Mod management
• Commercial auto for service vehicles and fleets
• Business owners policies (BOP) for restaurants, retail, and professional offices
• Contractor coverage, professional liability, and cyber
• See all 45+ commercial coverages →

Why Orion Township residents choose an independent agent

Most local insurance offices represent only one carrier — State Farm, Allstate, Farmers. As an independent agency, we represent 20+ carriers including Michigan-based companies like Citizens, Frankenmuth, Wolverine Mutual, and Michigan Millers, plus national A-rated names like The Hartford, Liberty Mutual, Hanover, Hagerty, and Hiscox.

What that means for you: we shop your coverage every renewal. When a carrier raises rates or tightens underwriting, we have other markets to compare against — so most of our clients stay for decades because they don't have to call around themselves.

Areas we serve around Orion Township

From our office in Lake Orion we serve clients throughout Orion Township and the surrounding Oakland County communities, including:

• Lake Orion / Orion Township (48359, 48360, 48362)
• Oakland Township
• Auburn Hills
• Oxford
• Lake Angelus
• Independence Township

Common questions from Orion Township clients

Are you a local Orion Township insurance agent?

We're based in Lake Orion and have insured Orion Township-area families and businesses since 1981. We handle policies throughout Oakland County and the surrounding communities — most of it by phone, email, and online, so you never have to come into an office.

What insurance do you write for Orion Township residents?

Personal lines: auto, home, condo, renters, life, umbrella, boat, motorcycle, RV, ATV, classic and collector car, flood, and pet. Commercial lines for Orion Township-area business owners: general liability, commercial property, commercial auto, workers compensation, BOP, professional liability, cyber, contractor coverage, and more.

You're actually located in Orion Township, right?

Yes — our office is at 4301 S. Baldwin Rd, right here in Orion Township, and we've been family-owned and local since 1981. We're not a call center or a one-carrier branch office. When you call (248) 693-6455 you get a real person who lives and works in the community, knows Lake Orion's lakefront market, and can shop your coverage across 20+ carriers.

Can you bundle home and auto for a discount?

Almost always, yes. Multi-policy discounts typically range from 10% to 25% depending on the carrier. We compare bundled pricing across all 35+ of our markets and show you what each option looks like before you decide.

Prefer to talk? Call us at (248) 693-6455, Monday-Friday 9am-5pm.