Holly insurance — small-town service from a local independent agency

What we cover for Holly families

Whether you're in the Village of Holly, out toward Mt. Holly, or on one of the area lakes, we write the full lineup of personal insurance through 15+ personal-lines carriers:

• Auto insurance — Michigan No-Fault done right, with PIP options explained in plain language, multi-vehicle households, teen drivers, and the after-claim re-shop most agencies skip.
• Home insurance — we know local replacement-cost expectations and which carriers underwrite well in your ZIP code.
• Boat, watercraft & recreational — Bush Lake, Bevins Lake, McGinnis Lake, and the Holly Recreation Area waters — plus boats, ATVs, and snowmobiles for the Mt. Holly crowd.
• Life insurance — term, whole, and universal policies from $100K to $5M+.
• Umbrella, condo, renters, flood, and pet — and anything else you need, shopped across our markets.

For Holly-area business owners

From the shops and restaurants along Battle Alley to contractors and the businesses around the Michigan Renaissance Festival, we write commercial insurance for Holly through 20+ markets:

• General liability and commercial property
• Workers compensation — including audit support and Mod management
• Commercial auto for service vehicles and fleets
• Business owners policies (BOP) for restaurants, retail, and professional offices
• Contractor coverage, professional liability, and cyber
• See all 45+ commercial coverages →

Why Holly residents choose an independent agent

Most local insurance offices represent only one carrier — State Farm, Allstate, Farmers. As an independent agency, we represent 20+ carriers including Michigan-based companies like Citizens, Frankenmuth, Wolverine Mutual, and Michigan Millers, plus national A-rated names like The Hartford, Liberty Mutual, Hanover, Hagerty, and Hiscox.

What that means for you: we shop your coverage every renewal. When a carrier raises rates or tightens underwriting, we have other markets to compare against — so most of our clients stay for decades because they don't have to call around themselves.

Areas we serve around Holly

From our office in Lake Orion we serve clients throughout Holly and the surrounding Oakland County communities, including:

• Holly (48442)
• Fenton
• Grand Blanc
• Davisburg
• Springfield Township
• Groveland Township

Common questions from Holly clients

Are you a local Holly insurance agent?

We're based in Lake Orion and have insured Holly-area families and businesses since 1981. We handle policies throughout Oakland County and the surrounding communities — most of it by phone, email, and online, so you never have to come into an office.

What insurance do you write for Holly residents?

Personal lines: auto, home, condo, renters, life, umbrella, boat, motorcycle, RV, ATV, classic and collector car, flood, and pet. Commercial lines for Holly-area business owners: general liability, commercial property, commercial auto, workers compensation, BOP, professional liability, cyber, contractor coverage, and more.

Do you cover lake homes, boats, and recreational toys around Holly?

Yes — Holly's recreation area and lakes mean lots of boats, ATVs, snowmobiles, and cabins, and we write all of it. We use marine and powersport specialists for watercraft and off-road vehicles, and we handle seasonal and specialty dwelling coverage for cabins and second homes. Whether it's a pontoon on Bush Lake or a sled headed to Mt. Holly, we'll get it covered.

Can you bundle home and auto for a discount?

Almost always, yes. Multi-policy discounts typically range from 10% to 25% depending on the carrier. We compare bundled pricing across all 35+ of our markets and show you what each option looks like before you decide.

Prefer to talk? Call us at (248) 693-6455, Monday-Friday 9am-5pm.