Independent insurance for Goodrich, Michigan

What we write for Goodrich families

• Auto insurance — Michigan No-Fault done right.
• Home insurance — homes throughout the Village of Goodrich (48438), including the historic Millpond-area properties, plus newer construction throughout Atlas Township.
• Rural property and acreage — Atlas Township includes a lot of larger rural properties. We have carriers that handle homes on acreage, hobby farms, and properties with outbuildings.
• Boat, jet ski, and pontoon — Lake Goodrich and other Atlas-area waters. We have multiple recreational specialists.
• Classic and collector car — we're a Hagerty agency.
• Motorcycle, RV, and ATV — recreational coverage.
• Life insurance — term, whole, and universal life.
• Umbrella — extra liability over your auto and home.
• Flood, condo, renters, mobile home, pet — and anything else you need.

For Goodrich business owners

From downtown Goodrich retail to contractors working throughout Atlas Township and the broader Genesee County market, we write commercial coverage through 20+ markets:

• General liability and commercial property
• Workers compensation with audit and Mod support
• Commercial auto for service vehicles and fleets
• Business owners policies (BOP) for retail, restaurants, professional offices
• Contractor coverage — builders, HVAC, electrical, plumbing, landscaping
• Agribusiness and hobby-farm coverage for the rural Atlas Township properties
• Professional liability and errors & omissions
• Surety bonds and builders risk

Why Goodrich residents choose an independent agent

Captive agents (State Farm, Allstate, Farmers) sell only their one company's products. As an independent agency we represent 20+ carriers including Michigan-based Citizens, Frankenmuth, Wolverine Mutual, Michigan Millers, plus national A-rated names like The Hartford, Liberty Mutual, Hanover, Hagerty, and Hiscox. We shop your coverage every renewal.

Areas we serve around Goodrich

• Village of Goodrich (48438)
• Atlas Township
• Davison (48423)
• Ortonville (48462)
• Grand Blanc (48439)
• Holly (48442)
• Lapeer (48446)
• Hadley

Common questions from Goodrich clients

Is your office close to Goodrich?

About 25 minutes south. Most of our work is done by phone, email, and online — most Goodrich clients we never meet in person and they're insured with us for years.

I have a rural property with a barn and several outbuildings — is that fully covered?

It can be, but you need to verify it. Standard homeowners Coverage B (Other Structures) often defaults to 10% of the dwelling limit, which is usually not enough for properties with multiple outbuildings. We make sure the limit matches what's actually on your property and that the carrier underwrites rural acreage well.

Do you do agribusiness coverage?

Yes — including hobby farms, small commercial farms, and ag-equipment coverage. We have specialty carriers for this market.

Prefer to talk? Call us at (248) 693-6455, Monday-Friday 9am-5pm.